I’m going to NZ shortly and need suggestions for cheap travel insurance that covers excess waiver for 16 days and includes metal (gravel) roads.
(Not 4 wheel driving type roads - just the normal well-maintained roads that you get outside any NZ town.)
I need to get excess waiver of $2,000 - but the excess waiver through rental company would be $320 for the 16 days! Ouch.
Travel insurance with an excess waiver usually costs me just under $50. (I don’t care much about other inclusions - medical and cancellation are a bonus only.)
Two problems I’ve just encountered:
1. The company I usually use (Budget) says it will only cover for roads that are sealed - i.e. concrete or tarmac.
2. Some companies won’t cover for rental periods over 15 days!
Appreciate suggestions.